What is Workers Compensation (Workers Comp)?
Workers compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligence.
How Workers’ Compensation works
If an employee is injured while on the job, workers’ compensation insurance can pay for the worker’s medical expenses and pain management costs.
How workers’ compensation claims work
- Visit a healthcare provider. Injured employees should seek medical assistance immediately. The doctor will then provide a medical report to file with the employee’s injury claim.
- Begin the claim process. Employers are responsible for providing the appropriate forms and information about the claims process, and the contact details for their insurance insurance company.
- File the claim. The employee should file a claim with the employer’s insurance company.
- Receiving the benefits. Once the insurance provider approves the claim, the employee will begin to receive workers’ comp benefits. Benefits can include coverage for pain management and rehabilitation.
- Return to work. An injured employee might return to work on a reduced schedule or full time depending on their condition.
Common workplace injuries for workers compensation claims
- Lower back injury/lumbar spine
- Upper back injury/thoracic spine
- Neck injury/cervical spine
- Knee injury
- Shoulder and hip injuries
- Broken bones and strained muscles
- Foot injury
Apex accepts out-of-state workers comp
Our Chandler pain management clinic accepts local and out of state workers comp for pain management treatments.